INTERNATIONAL HALAL CONFERENCE & EXHIBITION 2019 (IHCE) https://journal.pancabudi.ac.id/index.php/ihce <p>I would like to extend my sincere welcome to all participants of the International Halal Conference &amp; Exhibition 2019 (IHCE – 2019) organized by Universitas Pembangunan Panca Budi, Medan, Indonesia. Today, the need for all the halal things are continues to increase. Therefore, we realize the halal needs in the academic field by organizing The International Halal Conference &amp; Exhibition 2019. The International Halal Conference &amp; Exhibition 2019 is the very first time. By attending this conference, I am sure you will get a lot of advantages such as the exchange of knowledge, great experience, creative idea, enlarge your friendship and many things that related to halal issues or probably the other. I would like to express my thanks to all participants for the collaborations in this conference, in particular, to STIKES RS Haji Medan for being a co–host. And the keynote speakers thank you so much, you all are very awesome. I wish to thanks all participants for valuable contributions making this conference come to this success. I believe that you will have a nice experience in this conference and have a pleasant stay in Indonesia the most wonderful country, especially in Medan.</p> en-US ejournal@pancabudi.ac.id (Merry Agnes) Wed, 21 Aug 2019 10:05:29 +0000 OJS 3.1.0.0 http://blogs.law.harvard.edu/tech/rss 60 The Effect of Implementation Islamic Values and Employee Work Discipline on The Performance of Moslem Religious Employees at Regional Financial Management in the North Sumatera Provincial Government https://journal.pancabudi.ac.id/index.php/ihce/article/view/552 <p><em>This study aims to look at the effect of implementation islamic values and employee work discipline on the performance of Moslem religious employees </em><em>at</em><em> regional financial management</em><em>, </em><em>both partially and simultaneously in the North Sumatera Provincial Government. The population was 34 </em><em>Regional Device Organization</em><em> (OPD</em><em>s</em><em>)</em><em> in the North Sumatera Provincial Government, and the sample is 102 respondents using a purposive sampling technique with criteria namely muslim employees who work on the task of regional financial management. The data were primary data were obtained by using questionnaires and conducting a survey. The gathered data were analyzed by using multiple linear regression tests for analytical analysis which had been tested by using classic assumption. The result of the research showed that, partially, implementation of islamic values and employee work discipline had positive and significant influence on the performance of Moslem religious employees </em><em>at</em><em> regional financial management in the North Sumatera Provincial Government. Simultaneously, implementation islamic values and employee work discipline had significant influence on the performance of Moslem religious employees </em><em>at</em><em> regional financial management in the North Sumatera Provincial Government.</em></p> Dito Aditia Darma Nasution ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/552 Wed, 21 Aug 2019 10:13:24 +0000 Fiscal and Monetery Policy in Indonesia Perspective Islamic Economy https://journal.pancabudi.ac.id/index.php/ihce/article/view/553 <p><em>This research is a summary for highlighting thoughts on fiscal and monetary policy in Islamic economic literature. Research describes fiscal and monetary policies in Indonesia. monetary policy that applies the dual-banking system and impacts on macroeconomic policies. Whereas in fiscal policy with the State Budget instrument by relying on taxes as income but, on the other hand in the Islamic view can use Zakat as the main potential of state revenue. This research uses selection Literature review with expected conclusions. In Islamic perspective monetary and fiscal policy is very important for the welfare of a state with government protection monetary and fiscal policies with Islamic perspective as an alternative to the creation of national welfare.</em></p> Erik Sopian ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/553 Wed, 21 Aug 2019 10:35:05 +0000 The Development of Human Capital in Halal Product Business: Islamic Management Perspective https://journal.pancabudi.ac.id/index.php/ihce/article/view/555 <p><em>The basic resources in the activities of every business are human. Islam places human in their position as manager of nature (caliph). Managers in the most successful business organizations are those who able to manage human capital in an effective and efficient way. The business of halal products is entering the development trend, especially in Indonesia. Offering halal products is not enough to only be shown with a halal label, but must be truly halal in terms of inputs, processes, and products that are produced in order to provide benefits and blessings so as not to endanger consumers. Consuming halal products is an order of the Qur'an and the Sunnah of the Prophet. According to that, it is important to apply management that comes from Islamic teachings. This study aims: (1) to understand the importance of Islamic human capital productivity management (2) to discuss the pattern of productive human capital development in the management of effective and efficient halal product business sourced from Islamic teachings. This study used an analysis of qualitative content with document approaches, which analyzes various kinds of literature related to the topic of discussion, to produced normative descriptions. This study revealed that to manage a halal product business, it needs human capital productivity in the Islamic way. In its development, a management pattern that is sourced from Islamic teachings is necessary</em>.</p> Abdus Salam Dz ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/555 Wed, 21 Aug 2019 10:39:47 +0000 Financial Performance and Profitability Of Islamic Banking On Economic Growth In Indonesia https://journal.pancabudi.ac.id/index.php/ihce/article/view/556 <p><em>Since the enactment of the law No. 21 of 2008 concerning Sharia Banking, the development of the Islamic banking industry in Indonesia increasingly and has an adequate legal basis so that it will encourage growth faster. Recorded total assets of Sharia Commercial Banks and Sharia Business Units continue to increase every year. With the progress of the increasing development, it is expected that the role of the Islamic banking industry in supporting the national economy will be increasingly significant.&nbsp;</em><em>The purpose of this study is to analyze the effect of Islamic banking financial performance on economic growth in Indonesia through mediation of profitability. The data which is used to measure Islamic financial performance are Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Operational Costs to Operating Income (BOPO). While the profitability of Islamic banking use data Return On Assets (ROA). The data sourced from Islamic banking financial reports and Indonesian economic growth reports during the 2005 – 2018 periods. This research method uses Path Analyze.&nbsp;</em><em>The result shows that partially, CAR, NPF, FDR, and BOPO give a negative and not significant direct effect on ROA. But ROA has a posiive and significant direct effect on economic growth in Indonesia.</em></p> Lia Nazliana Nasution ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/556 Wed, 21 Aug 2019 10:42:07 +0000 The Correlation of Human’s Behavior With Halal And Haram Food https://journal.pancabudi.ac.id/index.php/ihce/article/view/557 <p>In this age, human attention towards metaphysical things is greatly reduced, this is because human attention is diverted by the rapid progress of various kinds of technology and the glitter of world life. The Current world situation is really worrying with various events, such as natural disasters, riots, catastrophes, and including those carried out by the leaders and authorities of the country. They threaten, berate and blame each other. Then what is the connection with the food? The author intends to analyze from the point of view of the correlation of human behavior with halal and haram foods according to metaphysics, namely what is eaten every day and where the food source comes from. This is very interesting, because according to the authors, Human through the potential of reason and sensory devices that are centralized in a single entity, called “soul” must be able to reach anything that can be seen which is haram and halal eaten by the five human senses (physics), Although indications or effects of which cannot be seen by the five human senses (metaphysics). So there is no reason for human not to pay attention and develop their abilities in terms of metaphysics. Some spiritual references that have indicated to metaphysics, proving that food plays an important role in shaping a person's behavior, emotions and actions. This situation stated not only in one religion but also found in other religions. The Quran and the Sunnah of the Prophet (Blessings of Allah be upon Him with Peace), teaches every Muslim to eat the "halal and healthy" means that there are clear requirements which are seen in their physical and also unseen or metaphysical conditions which have an effect on their souls. So, the author hope to the nutritionists and other experts, especially those who determine the halal label food to research and analyze the existence of food not only seen from the physical course but also pay attention to the metaphysical things. This aims to avoid the impacted of food on a person's behavior from various dimensions, such as easy depression, stress, various bad behaviors, etc.</p> Syarifuddin ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/557 Wed, 21 Aug 2019 10:44:31 +0000 Study of Halal Medan City Tourism Destination In Tourism Marketing Perception https://journal.pancabudi.ac.id/index.php/ihce/article/view/558 <p>Tourism is the most promising industry in the future, where every country competes to improve and invest in tourist destinations for the better and has a characteristic that can be enjoyed by all tourists. The diversity of regions from which tourists are based is the basis of perception, when visiting Medan City. Medan City is the capital of North Sumatra Province, where the majority of the population is Muslim, but does not reflect the Islamic atmosphere in its activities. Halal tourism is the basis for tourists who are Muslim to visit, the paradigm that arises and forms in the minds of tourists makes the city of Medan a city that is less friendly to halal atmosphere. This study aims to improve the paradigm of Medan in order to become a city that is friendly to Muslim tourists, by providing strategic and technical marketing strategies so that it can be done well in the future. In this study also found that the factors that influence visits to tourist destinations are; characteristics, atmosphere, experience, accommodation, infrastructure, transportation, perception, communication, promotion and security.</p> Miftah El Fikri ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/558 Wed, 21 Aug 2019 10:46:44 +0000 Perception of Halal Tourism In West Sumatera Province And Its Implications On Decision Visiting After World Halal Tourism Award Tourists Of 2016 https://journal.pancabudi.ac.id/index.php/ihce/article/view/559 <p><em>The purpose of </em><em>this study was to examine the effect of perceived value, brand perception, perception of halal tourism prices on tourist visiting decisions to West Sumatra Province after being designated as the world halal toursm award 2016. The sample in this study were 160 respondents namely</em> <em>of Muslim tourists and Non Muslims visiting West Sumatra. Data analysis in this study is structural equation modeling (SME). Amos 21 version used in processing data. In this study, consumer perceptions are one of the important factors that stimulate subjective norms. Subjective norms are able to increase tourist visiting decisions to West Sumatra Province after being established as the world's halal toursm award. One contribution of this study is that consumer perceptions of halal tourism have an effect on increasing tourist visits to West Sumatra Province after being established as the world halal toursm 2016 award mediated by subjective norms.</em></p> Elfitra Desy Surya ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/559 Wed, 21 Aug 2019 10:48:45 +0000 The Effect of Knowledge and Motivation Toward Customers Decision on Jasindo Takaful Insurance Pematang Siantar https://journal.pancabudi.ac.id/index.php/ihce/article/view/560 <p><em>This study aims u</em><em>ntuk know and analyze the influence of knowledge and motivation partially and simultaneously against the decision of a customer Jasindo Siantar Takaful Insurance</em><em>, </em><em>The type of research is quantitative research methods. The population used in this study are customers of a private person Jasindo on Takaful Insurance Siantar branch of the 36 people.</em><em>Samples were selected using census method. The Data was processed using multiple linear regression statistical tests. The results of this study that PROVE</em><em>Knowledge Affect the decision of a customer on</em><em> Jasindo Takaful Insurance Siantar</em><em>, </em><em>Similarly, the motivations that influence </em><em>a customer's decision</em> <em>in </em><em>at Jasindo Takaful Insurance Siantar</em><em>, The knowledge and motivation affect simultaneously to the decision of a customer</em><em> Jasindo on Takaful Insurance Siantar.</em></p> Puja Rizqy Ramadhan ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/560 Wed, 21 Aug 2019 10:51:08 +0000 Analysis of Article 53 Islamic Law Compilation About Kawin Hamil https://journal.pancabudi.ac.id/index.php/ihce/article/view/561 <p><em>In the Compilation of Islamic Law in article 53 it is explained about the ability to get married for women who are pregnant out of wedlock with the man who impregnates her. Provisions in the KHI did not abort adultery status for the culprit, despite an out-of-wedlock pregnancy. Some of the opinions above show that marital problems for pregnant women due to adultery are controversial and very complicated. On the one hand, the ability for pregnant women to carry out marriage is intended to save the life status and fate of the baby, so that after birth he gets the same rights and avoids him from discriminatory treatment. However, on the other hand, the ability for pregnant women to get married can lead to freedom, which is one of the causes of increasing rates of adultery which can damage the fabric of people's lives. As for the subject matter, is Article 53 Compilation of Islamic Law creates legal uncertainty. Is it true article 53 Compilation of Islamic Law has deviated from the legal provisions in the Qur'an and Sunnah. The method used in this study is a method of normative legal research (doctrinal research) because this legal research is done by examining library materials or mere secondary data. In the view of Islamic law marriage is pregnant outside of marriage is unlawful, in accordance with the Qur'an the letter Al-Isra which explains the prohibition of approaching adultery, but if studied according to the Compilation of Islamic Law (KHI), pregnant marriage outside marriage is permitted, as long as the pregnant married person is married to a man who impregnates her, to avoid other negative impacts that will be received especially by women and children as the party who feels the most consequences. Then it also serves as a basis for women to demand that men be willing to take responsibility, and be realized by carrying out marriages and carrying out their obligations as husbands, as in a normal family. Based on the statement above, the writer tries to give a view that the regulation on pregnant marriage in article 53 of KHI should bring to benefit the Muslim community in general without violating syara rules.</em></p> Anton Afrizal Candra ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/561 Wed, 21 Aug 2019 10:54:11 +0000 Psychosocial Support According to Islamic Teachings on Volcano Disaster Victims https://journal.pancabudi.ac.id/index.php/ihce/article/view/609 <p><em>Volcanic disasters make survivors feel helpless. </em><em>T</em><em>hey experience a variety of psychological disorders such as deep grief, depression, anxiety, or strong guilt. Some other people experience, have difficulty controlling anger and are easily suspicious and a lot has been done by psychologists and psychiatrists and cope with it, but there are still many</em><em> survivors</em><em> who do not get the therapy. Disaster is a </em><em>trial</em><em> for</em><em> human</em><em> on</em><em> the</em><em> earth: Islam teaches humanity through the Qur'an to provide guidance to us especially in addressing this life, by imitating the attitude and behavior of the Prophet, so that we can overcome various problems calmly. Therefore, in anticipating and overcoming stressful behavior that afflicts the servants of Allah, it will always be guided by the </em><em>guidance of the Prophet</em><em> without coming out of the lines of </em><em>him</em><em>. The concepts that are within the Islamic corridor include solutions including religious tourism, worship (prayer, meditation, relaxation, etc.) Psychosocial support </em><em>e</em><em>fforts or support carried out by individual, groups or communities outside of someone in a social interaction in daily life that is full of love</em><em> and</em><em> protection, helps adjust to problems or difficult situations faced (Yayasan Pulih, 2011), good and positive psychosocial support in accordance with </em><em>that is</em><em> taught by religion will help the survivors or victims become better and be able to add a self-approach to God</em></p> Syahferi Anwar ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/609 Mon, 14 Oct 2019 09:09:34 +0000 The Pros and Cons of the Using of Frog as a Medical Treatment in Society https://journal.pancabudi.ac.id/index.php/ihce/article/view/612 <p><em>Green frog, F. cancrivora, or called farmland frog which is the most hunting for taking its thigh meat not only for&nbsp; consuming&nbsp; but also for export commodity because its body’s length is the biggest of all other two types which is almost 120 mm. Karawang is the biggest frog exporter cities followed by Indramayu then Banten. Green frog, F. cancrivora’s thigh meat is harvested from the Karawang farmland reaches up to 153.227 kg in 2014. Green frog has some advantages that can be used in any concerns such as health food, and treatment process due to its pretty much nutritional content and its benefit for health. According to the health reference from some sources, the nutritional compositions in green frog are protein, fat, carbohydrate, calcium, phosphor, zinc, vitamin A, vitamin B1, vitamin C and various kinds of fatty acid. All these substances can give benefits for both health and treatment. There are some differences from the number of Muslim scholars related to consuming animals that live in two natures, both on land and in water. The Indonesian Ulama Fatwa Commission confirms that there are some differences in the opinion of the Syafii sect / Ulama's jumhur about the illegitimacy of eating frog meat and confirming the Maliki school of halal frog meat. The MUI appeal society to choose for consuming health-safe foods and to take out of differences in the views of fuqoha (fiqh experts). Cultivating frogs is taken for granted, not to be eaten since it is against&nbsp;&nbsp; Islamic teachings.</em></p> Kamaliah Ainun ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/612 Fri, 18 Oct 2019 09:48:22 +0000 Pros And Cons Of The Implementation Of Measles Rubella (Mr) Immunization In Balita At Tembung Village, Percut Sei Tuan Subdistrict https://journal.pancabudi.ac.id/index.php/ihce/article/view/613 <p><em>Measles and Rubella (henceforth, MR) are contagious infection caused by virus through respiratory tract. They have been targeted to be eliminated in 5 (five) WHO Regions in 2020. One of the strategies is by giving two dosages of vaccine which contain MR through routine immunization and supplement with equally high coverage (&gt;95%). The objective of the research was to find out the pros and cons of the implementation of MR immunization in under five year-old children (henceforth) at Tembung Village, Percut Sei Tuan Sub-district. The research used descriptive explorative study approach. The population was women who had balita as the target of MR mass immunization, and 90 of them were used as the samples, taken by using accidental sampling technique. The data were gathered by using questionnaires to find out the pros and cons of the implementation of MR immunization and analyzed by using univariate analysis. The result of the research showed that 56 respondents (62.2%) agreed on the implementation of MR immunization; 68.9% of them wanted to protect their children against the danger of MR, and 72.2% of them wanted to keep their children immunized from the dangerous infection. Meanwhile, 33 respondents disagreed or even rejected MR immunization; 28 of them (31.1%) worried about the vaccine since they suspected of fake vaccine because it did not have Halal Certificate from MUI, and 27.8% of them were afraid if their children would be paralyzed after they were immunized.</em></p> Sri Srimisleini ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/613 Fri, 18 Oct 2019 09:50:36 +0000 Pro and Cons of Insemination and Baby Tubes According To Islamic Law https://journal.pancabudi.ac.id/index.php/ihce/article/view/614 <p><em>One of the goals of a marriage in addition to forming a happy family is to get offspring. The presence of children in a household is very important. In a household there is a husband and wife who cannot get offspring, so in such circumstances a husband and wife will certainly take various efforts as a way out. Artificial insemination is one solution that can be taken for married couples who experience infertility. This program is a process of conception (conception) carried out outside the uterus, which is between the sperm and the ovum reunited in a fetri dish which is given the temperature according to the heat of a woman. This is intended to stay alive to the stage of being inserted into the womb of a woman, or more popular with the test-tube baby. In this discussion the author discusses IVF with sperm and ovum from donors whose embryos are transplanted into the womb of the wife. This is done on a husband and wife who are not good in their wife's condition and the husband's sperm is lacking so that fertilization is not possible. In the end the couple receives the ovum and sperm from the donor, after fertilization, the embryo is transplanted into the womb of the wife. Artificial insemination programs with sperm and ovum from donors whose embryos are transplanted into the womb of the wife cause various problems in Islamic law. That is because it is not in accordance with the provisions of the syara law '. Furthermore, how is the law and status of children as a result of artificial insemination from donors in a review of Islamic law? What is the position of guardian of a child as a result of artificial insemination from a donor in a review of Islamic law? The method used by the author is a library research method, namely research whose data comes from library materials: books, books, laws and other scientific works. The approach in this study is normative-juridical. While the nature of the research is descriptive-analytic, namely describing and describing the law, status and guardianship of children from artificial insemination from donors in the perspective of Islamic law, then analyzed from the point of Islamic law. The analysis in this study is qualitative data analysis, namely in the form of deductive analysis. The results of this study are that according to Islamic law the legal provisions of the implementation of artificial insemination with sperm and ovum from donors who are not husband and wife then the embryo is transplanted into the womb of the wife is illegitimate, children born from the process are illegitimate children or the same as zina children and he was only associated with his mother and obtained a series of rights from the mother and family of his mother, one of which was guardianship when he was a child and not yet an adult. This trust includes guardianship of the self and property of the child. Guardianship of a child is in accordance with Maqasidasy-Shari'ah, namely for hifz an-nafs and hifz al-mal.</em></p> Masdalifa Pasaribu ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/614 Fri, 18 Oct 2019 09:52:52 +0000 The Effect Of Household Mother Skills On The Household Income In Klambir Lima Kebun Village https://journal.pancabudi.ac.id/index.php/ihce/article/view/615 <p><em>The purpose of this study was to map the skills of housewives to provide various trainings for them and see the influence of housewives' skills on family income. The research method used is simple regression analysis using a dummy variable, with a sampling of 100 families. The results showed that skills had a positive and significant effect on the size of the income of housewives, as evidenced by the skills of a housewife who would get a greater income when compared to housewives who did not have the skills found in the village of Klambir Lima Kebun.</em></p> Mesra B ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/615 Fri, 18 Oct 2019 09:55:03 +0000 The Study of Review of Halal Buying and Selling Transactions https://journal.pancabudi.ac.id/index.php/ihce/article/view/616 <p><em>The study of review of halal buying and selling transactions is the study of literature which analyzes about Islamic view related to todays’ economic transactions having a lot of variety which occurs in society. The study restricts the main issue at either credit sale and purchase or buying and selling online transactions which recently expand. In Islam, economic transaction is a part of regulation and it becomes a significant thing to apply because the failure of doing economic transaction will give an effect of poverty, fraud as well as the occurrence of various social problems. In Al-Quran ,Allah has emphasized that humans spend their property in the right way in sharia, as in Surah Al-Baqarah verse 195. In the greatest sense, the meaning of the verse is spending wealth means doing economic activity in fulfilling the needs of life which certainly involving human with the other one (muamalah), one of the activities is transaction of buying and selling. In Islamic law, the allowable economic transaction have characteristics such as, there must be contract or agreement, trade is conducted which based on like between seller and buyer, </em><em>&nbsp;there is no fraud, there is an existence of recording and clarity from transaction. In credit sale and purchase transaction, there are two surahs in </em><em>Al-Qur’an namely Surah Al-Baqarah verse 212 and 275 then Surah An-Nisa verse 29 that can be theorem of halal in credit sale and purchase.&nbsp; It is not particularly given in Al-Quran because there is no verse which explains specifically about law of this transaction, but the argument can make Muslims calm because of the general and universal meaning. For selling online transaction, if something that is traded is an item that is not required to be handover in cash of transaction</em><em> as all kinds of goods except gold, silver, and currency, so transaction can be done on internet. The law is derived (takhrij) form case of sale and purchase through correspondence. According to </em><em>Majma’ Al Fiqh Al Islami (Division of Fiqh OKI) decision No. 52 (3/6) 1990 - in Journal&nbsp;Majma’ Al Fiqh Al Islami&nbsp;edition VI volume II page 785 that ijab&nbsp;and &nbsp;qabul to each party who&nbsp; transact will remain valid in spite of through telephone and internet as though in one place. Disputes among scholars still occur in terms of the physical status of the goods being traded which can’t be witnessed directly by the buyer, but only the forms of images and specifications.</em></p> Heriyati Chrisna ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/616 Fri, 18 Oct 2019 09:57:39 +0000 Analysis of The Impact Conventional Monetary Economic Systems For Profit Sharing Shariah Banking In Indonesia https://journal.pancabudi.ac.id/index.php/ihce/article/view/617 <p><em>This study aims to analyze the relationship of inflation causality, BI rate, money supply to sharia bank profit sharing through the VAR (Vector Autoregressive) and VECM (Vector) Error Correction Models), and test Decomposition Variance on the model to see the largest contribution of conventional monetary economic variables . The population in this study is macroeconomic data and profit sharing for the period January 2005 to December 2015. The data analysis technique of this study uses the VAR Model, which is a non-structural model because it is atheistic. The VAR model has a simpler model structure with a minimal number of variables where all the variables are endogenous variables with the independent variable is lag. The VAR model is designed for stationary variables that do not contain trends. Stochastic trends in the data indicate that there are long-run (short-term) and short-run (short-term) components in time series data. Based on testing, estimation and testing of models, VECM (1) is obtained as the best model to explain inflation causality, BI rate, and money supply, while VAR (2) is the best model to explain the causal relationship of sharia bank profit sharing, inflation, BI rate, and money supply. The model results explain that there is a long-term causality relationship between variables, while the short-term causality relationship in VECM (1) through the Granger causality test shows that the granger variable causes inflation to increase the BI rate, while in VAR (2)) the causality between Sharia Bank Profit Sharing and other macroeconomic variables.</em></p> Irawan ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/617 Fri, 18 Oct 2019 09:59:50 +0000 Indonesia’s Halal Commodity Supply for International Trade Market https://journal.pancabudi.ac.id/index.php/ihce/article/view/618 <p><strong><em>:</em></strong> <em>Indonesia as one of Moslem country in the world which had majority. Micro or middle industries in Indonesia produce halal products like food, beverage, fashion, tourism located until cosmetics as the complement. It means, the commodity had spread in domestic market where always there demand and supply market on the period. This activities could be contributing for regional income then for national because of price market condition. The price of every product determined by the domestic market because the products still as local. If the commodity has popular in domestic, next target as opportunities being the halal commodity can spread at international market. The basic purpose, kind of Indonesia’s halal commodity supply had known by international community. It would be increasing the halal commodity supply for international market, and the prices changed. Indonesia has opportunities for export Indonesia’s halal commodity at international market, at least for ASEAN community. This activities sure could be Indonesia popular in the world with the halal product because Indonesia’s halal commodity still low contribute. The perfect supply of Indonesia’s halal commodity could be as motivation for domestic government to increase the performance of export. Many kind of the Indonesia’s export commodity as value added opportunities for domestic. Production increase then export for national income increased. For the end, these would be helping natural and human resources domestic for income per capita, the economic growth increase happen. The value for income per capita very important for government as domestic society welfare.</em></p> Dewi Mahrani Rangkuty ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/618 Fri, 18 Oct 2019 10:12:19 +0000 Qur’an Murottal Therapy for Decreasing Childbirth Pain and Anxiety in the Normal Phase II Childbirth Women https://journal.pancabudi.ac.id/index.php/ihce/article/view/619 <p><em>Childbirth is the process of the secretion of fetus, placenta, and membrane from the womb through birth canal. There are anxiety, panic, and worry about severe pain felt by women in the process of childbirth which causes its process to take a long time. To solve these problems, it is recommended that they take a deep breath and be accompanied by their husbands. One of the distraction techniques for solving anxiety is by conducting murottal therapy (listening to the Qur’an verses recital). The objective of the research was to find out the influence of the Qur’an Murottal therapy on the decrease in pain and anxiety during the process of childbirth in normal phase II childbirth women. The research used quasi experimental method with one group pretest-posttest design. The population was all women with normal childbirth in the Klinik Bersalin (Maternity Clinic) Dina, and 10 of them were used as the samples, taken by using accidental sampling technique. The instruments were observation sheets and the voice of the Qur’an recital recording. The data were analyzed by using univariate analysis and bivariate analysis with paired t-test. The result of the research showed that in pre-the Qur’an murottal therapy, the majority of respondents underwent the change to mild pain scale and underwent moderate anxiety. In post-therapy, it tended to be mild anxiety. The conclusion of the research was that there was the influence of the Qur’an murottal therapy on the decrease in childbirth pain and anxiety in normal childbirth Phase II women. It is recommended that the health care providers, especially midwives, apply the Qur’an murottal therapy in decreasing the level of pain and anxiety during the process of childbirth. </em></p> Lolita Nugraeny ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/619 Fri, 18 Oct 2019 10:33:52 +0000 The Concept of Taxes and Financial Performance in Islamic Law (Case Study at Medan Syariah BMT) https://journal.pancabudi.ac.id/index.php/ihce/article/view/620 <p><em>This study aims to analyze the concept of tax and performance of Islamic banking using Maqashid Shariah Index. The concept of tax which is a burden will be analyzed from the aspect of Islamic law. Performance appraisal in Islamic banking is usually only seen from the measurement of financial performance. In this study the performance of Islamic banking will be measured in terms of its shari'a objectives using the maqashid shariah index concept which provides a broader and more effective maqashid shariah concept by dividing it into four objectives and eight elements. The object of the research conducted was Medan Syariah BMT. The type of data used is secondary data in the form of financial reports / annual reports obtained from research objects. The approach of this research is descriptive which refers to the analysis. The results of this study indicate that the term tax in Islamic law is known as the name Adh-Dharibah, which means it is a burden. It is called a burden because it is an additional obligation for assets after zakat, so that in its implementation it will be felt as a burden. In language and tradition, dharibah in its use does have many meanings, but the scholars use the phrase dharibah to refer to the assets collected as an obligation and become one of the sources of State income. By using maqashid shariah index, it can be concluded that the Medan Syariah BMT has the best performance of 46.22%.</em></p> Yunita Sari Rioni ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/620 Fri, 18 Oct 2019 11:11:59 +0000 The Effect Of Financial Leverage On Profitability At Oracle Company https://journal.pancabudi.ac.id/index.php/ihce/article/view/622 <p><em>The purpose of this study is to determine whether financial leverage has a significant effect on the ability to earn profits. The results showed a very strong relationship between Financial leverage with Return On Investmentl, Financial leverage with Return On Invested Capital, Financial leverage with Return On Invested Capital. Determination of more than fifty percent is Determination of Financial leverage on Return On Assets, Financial leverage on Return On Invested Capital. Two-sided hypothesis using t-test which has a significant effect is: financial leverage has a significant effect on Return On Invested Capital, financial leverage has a significant effect on return on equity. Financial leverage that does not have a significant effect on net margins and Return On Assets. Financial leverage also has no significant effect on Return On Equity, financial leverage has no significant effect on Earning Per Share. To maximize research results, the number of samples should better increased both time and number of the company.</em></p> Eben Ezer Pakpahan ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/622 Fri, 18 Oct 2019 16:24:40 +0000 Management Education In Improving Plenary Human Resources https://journal.pancabudi.ac.id/index.php/ihce/article/view/623 <p><em>This study discusses about Education has the task of preparing human resources for development. The pace of development is always sought in tune with the demands of the times. Age development always raises new problems that have never been thought of before. This chapter will examine the main problems of education, and the interrelationships between these points, the factors that influence their development and actual problems and how to overcome them. An education is seen as quality-measured from its position to participate in educating the nation's life and advancing national culture-is education that has succeeded in forming a young generation that is intelligent, characterless, moral and personable. For this reason, it is necessary to design an education system that is able to create a pleasant atmosphere and learning process, stimulate and challenge students to develop themselves optimally according to their talents and abilities. Providing opportunities for each student to develop optimally according to their talents and abilities is one of the principles of democratic education. Regarding the problem of education, the attention of our government still feels very minimal. This picture is reflected in the variety of problems of education that are increasingly complicated. The quality of students is still low, teachers are less professional, education costs are expensive, even the rules for education are chaotic. The impact of poor education, our country going forward will be worse. This downturn can also be a result of the small average education budget allocation at the national,&nbsp; provincial and city and district levels. Settlement of education problems should not be carried out separately, but steps or actions must be taken that are comprehensive. That is, we not only pay attention to budget increases. Because it's useless, if the quality of human resources and the quality of education in Indonesia is still low. The problem of implementing a nine-year compulsory education is actually still a big task for us. The fact that we can see that many in the periphery do not have adequate educational facilities. With the abandonment of the nine-year compulsory education program many Indonesian children have dropped out of school before they complete the nine-year compulsory education. With these conditions, it is impossible for us to educate them to become complete human beings for their future.</em></p> Mukhsinuddin ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/623 Fri, 18 Oct 2019 16:45:13 +0000 The Influence Of Leadership Styles, Motivation And Discipline Work On Performance Of Employees With An Understanding Of Islamic Work Ethic On Hotel Grand Jamee Medan https://journal.pancabudi.ac.id/index.php/ihce/article/view/624 <p><em>The purpose of this study was to examine the Effect of Leadership Style, Motivation and Work Discipline on&nbsp;Employee Performance with Understanding of Islamic Work Ethics as a Moderating Variable Case Study at Grand Jamee Hotel Medan. The respondents used were 97 employees who worked at the Grand Jamee Hotel in Medan. Data is processed using variance based Partial Least Squares (PLS) analysis, with SmartPLS 2.0 software. The results showed that Leadership Style had a significant influence on Employee Understanding of Islamic Work Ethics, Motivation did not significantly influence Employee Understanding of Islamic Work Ethics, Work Discipline did not significantly influence Employee Understanding of Islamic Work Ethics. While leadership style, motivation, and work discipline together have a significant influence on Employee Understanding of Islamic Work Ethics. The results of the moderating analysis (path analysis) show that the Leadership Style has an indirect positive effect on employee performance. Motivation has an indirect negative influence on employee performance. Work Discipline has an indirect positive influence on employee performance. Employee Understanding of Islamic Work Ethics has an indirect positive effect on employee performance. Overall Leadership Style, Motivation, Work Discipline, and Employee Understanding of Islamic Work Ethics together have a positive effect on employee performance.</em></p> Emi Wakhyuni ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/624 Fri, 18 Oct 2019 17:21:50 +0000 CONSUMER PROTECTION TO PRODUCTS WITH A HALAL LABEL BUT NOT REGISTERED IN LPPOM-MUI https://journal.pancabudi.ac.id/index.php/ihce/article/view/626 <p><em>Consumers need an accurate and simple information about a product that they want to consume. For a moslem consumer, food product with a halal label is so important because there are some foods which can’t be consumed by moslem people because of rules in Islam. That’s why an information about halal label is very useful. Nowadays, there are unscrupulous businessman who put the halal label on their products but actually that products are not registered in LPPOM-MUI. While in this case, halal products are not just because produced with an halal contents but also with an halal procedure as an Islam Shari’a. The research uses juridical normatical as the method, with the gained from literature through reviewing the primary and secondary law material. The Research is about Consumer Protection to products with a halal label but not registered in LPPOM-MUI. From the Research we know: 1) That cost to registered a product to take a halal certificate is not cheap and there are so many procedures to take which troublesome and it makes businessman won’t to do that procedures. That’s why there are unscrupulous businessman take a simple way with put a halal label in their product without doing registered in LPPOM-MUI. This act cause confusion about the halal label, is it true halal or not. 2) There is not rule which put an clear rule about halal label and also there is not an authorized institution which control the circulation of products with halal label which registered in LPPOM-MUI or not. This act cause unscrupulous businessman feels safe to put halal label to their products even if they not registered their products. 3) That rule which Protecting Consumer is not regulate about the sanctions to unscrupulous businessman who put halal label to their product but not registered in LPPOM-MUI. The Rule is so general and not give an impact to unscrupulous businessman who breaking that sanctions. Legal basis to this research are statute number 8 in 1999 about Consumer Protecting, statute number 7 in 1996 about food, Government regulations number 69 in 1999 about label and food advertisement.</em></p> Rizkan Zulyadi ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/626 Wed, 23 Oct 2019 15:30:46 +0000 The Integration Of Religion Values In Biology Subject In Senior High School Asy-Syafi'iyah Medan https://journal.pancabudi.ac.id/index.php/ihce/article/view/627 <p><em>Biology is one of science subject taught in school and madrasah. Biology is often thought as a subject which not only focuses on a matter, but this subject also can contribute widely especially in religion values. Therefore it is necessary to have serious study of how to integrate religion values in certain biology materials and also to all subjects so that character based education can be achieved. Therefore the aim of this study is to examine the integration strategy of religion values in Biology subject especially in Senior High School Asy-Syafi'iyah Medan. Hopefully Biology is not only orientated in a matter but also contributes to the religion values. This study was conducted by using qualitative research with observation, interview, and documentation as the technique of collecting data. After collecting the data, the data would be analyzed by using some steps start from data condensation, data display, and data verification/conclusion. Finally, the researcher found that in applying the integration of religion values in Senior High School Asy-Syafi'iyah Medan, there was an adequate carrying capacity related to religion teachers' activity that assist in interpreting the verses related with the materials. Furthermore, the lack of applying religion integration in Biology subject was Biology teachers itself. Due to they still did not understand the materials which were integrated.</em></p> Muhammad Yunan Harahap ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/627 Wed, 23 Oct 2019 15:33:04 +0000 Searching for Regulatory and Institutional Framework of Zakat Institutions in Thailand: Past Attempts and the Way forwards https://journal.pancabudi.ac.id/index.php/ihce/article/view/628 <p><em>Zakat is considered to be a tool for poverty eradication and improvement of social welfare in Muslim communities. Many Muslim and non-Muslim countries have legally institutionalised Zakat and resulted in reasonably efficient and effective Zakat management system. In Thailand, Zakat has been practiced ever since, but no regulatory and institutional framework can be established.&nbsp; It has been argued that without such a framework, Zakat management in this country cannot be successful. This study highlights the attempts to establish regulatory and institutional framework of Zakat within Thailand legal system. Documentary research method is adopted in collection of government and parliament reports, newspapers, magazines and research articles. Content analysis was used in the analysis of data. The results in this study indicated that a number of attempts in the past 10 years to legalise and institutionalise Zakat system in Thailand; these attempts resulted in failure. The main reasons were lack of understanding on the practicality of Zakat within Thailand setting among Muslim and non-Muslim leaders. In 2016, the Central Islamic Council of Thailand with the power under the Muslim Organisation Administration Act 1997 issued a regulation on Zakat Fund Promotion 2016. It is the effort to formally institutionalise Zakat system in Thailand and has resulted in little success due to lack of manpower and expertise. This study argues that a bottom-up approach should be now implemented with a hybrid Zakat management where people may choose to pay Zakat to Zakat fund while direct Zakat payment to recipients is also recognised. The Zakat Fund Promotion regulation shall be used as a guide for practice. At the same time, educational efforts should be done during this period. If the effort is successful, many Zakat funds shall be established in Thailand. With the reasonable level of expertise, success, and understanding, an attempt to establish formally regulatory and institutional framework should again begin.</em></p> Aris Hassama ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/628 Tue, 29 Oct 2019 09:18:05 +0000 The Influence of Knowledge And Skills of Halal Tour Guide On The Satisfaction of Tourists In Padang City Mediated By Trust: A Case Study of Muslim Tourists https://journal.pancabudi.ac.id/index.php/ihce/article/view/629 <p><em>Tourist satisfaction enables it to be created through quality and service with good skills by halal tour guides, tourists will get new knowledge and experience from the sights described by halal tour guides. If good service is provided, the image of tourism and halal tour guides will be able to fulfil the necessities and desires of tourists.The purpose of the present study is to investigate whether there is a significant influence of knowledge on tourism destination and tour guide skills toward the satisfaction of tourists, either partially or simultaneously. The type of study is associative that measures associations between two or more variables. Samples taken using questionnaires amounted to 61 tourists. The data analysis technique used in this study is the multiple linear regression analysis.The results of the study prove that partially knowledge has a significant effect on the satisfaction of tourists. However, partially the skills and beliefs of tour guides do not have a significant effect on the satisfaction of tourists. Meanwhile, simultaneously knowledge of halal tour guide has a significant effect on the satisfaction of tourists. Given the knowledge and skills of halal tour guides have a significant influence on the satisfaction of tourists in Padang City, the authors recommend the Halal tour guide incorporated in the PTG (Padang Tour Guide) should pay attention to halal tour guide knowledge factors on halal tour guides and skills.</em></p> Sri Rahayu ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/629 Tue, 29 Oct 2019 09:20:53 +0000 Development Model of Halal Fashion Industry In Indonesia https://journal.pancabudi.ac.id/index.php/ihce/article/view/630 <p><em>The development of the financial industry continues to experience an increase, which is marked by the development of the halal industry, one of which is the halal fashion industry, according to the Global Islamic Economy Report 2017/2018 with the largest Muslim population in the world. Indonesia is still inferior to neighboring countries such as Malaysia who have started to develop the halal fashion industry first. Therefore a halal fashion development model is needed in order to compete with the country and remain on the path of halalness. This study aims to answer the problem formulation, namely: how the potential of the halal fashion industry in Indonesia and how to develop the halal fashion industry in Indonesia. The data of this study are collected from the literatures and the results of previous studies and then analyzed by descriptive analysis method. From the results of research conducted at several sources, researchers found some potential in Indonesia for the development of halal fashion industry, they are: First, the need for Halal Products (goods and services). Second, the diversity of Halal Products. Third, the completeness of Legal Framework. Fourth, many business actors in the Halal Product Market. Fifth, Export Needs of Halal Products.</em></p> Annisa Ilmi Faried Lubis ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/630 Tue, 29 Oct 2019 09:22:50 +0000 The Concept Of Punishment In Education Of Children Early Based Islam's Perspective https://journal.pancabudi.ac.id/index.php/ihce/article/view/631 <p><em>Islamic education in educational institutions will influence the formation of a child's religious spirit. Since the child entered the formal institution, he has entered a period where the ideas of their divinity have reflected concepts based on reality. This concept arises through Islamic education. This is where parents are required to make decisions relating to children's needs, like giving praise when you can do a task or give a punishment if a child makes a mistake. Punishment will make learning good for children and does not mean parents or teachers do not love, but that punishment is a form of affection for an educator. By understanding the concept of Islamic education an educator will know the methods for controlling and addressing the needs of children. The implementation of punishment in the process of Islamic education in which allowing punishment by beating is still debated by many people, moreover with the rampant deviations in the use of punishment under the pretext of educating children. Many parents educate children by giving punishment and reward. This view of punishment will be explained that punishment is not only physical but can be in the form of reprimand and how the punishment is appropriate to be given to early childhood in Islamic perspectives and to provide early childhood education.</em></p> Munisa ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/631 Tue, 29 Oct 2019 10:05:29 +0000 Physical Characteristics and Hedonic Value of Katako Butter, Using RBD Palm Oil Emulsifier with Coffee Extract Flavor https://journal.pancabudi.ac.id/index.php/ihce/article/view/632 <p><em>Biji tarok peanut butter (henceforth: Katako butter) is a food product which has high nutritive value and physical characteristic of butter. The addition of supplementary factorial RAL (complete design) consists of 3 factors with 2 repetitions: RBD PO (Refined Bleached and Deodorized Palm Oil) &nbsp;(R) with the composition of 0% (R0), 0.5% (R1), 1% (R2), and 1.5% (R3), coffee bean extract (K) with the composition of 0% (K0), 0.5% (K1), 1% (K2), and 1.5% (K3, and the duration of storage (T) of 0 week (T0), 2 weeks (T2), 4 weeks (T3), the 6<sup>th</sup> week (T4), the 8<sup>th</sup> week (T5), and the 10<sup>th </sup>week (T6). The observed parameters were yield value, viscosity, and hedonic test. The gathered data were analyzed, followed by Duncan Multiple Range Test (DMRT) when the result had significant disparity.&nbsp; The&nbsp; result of the research showed that RBD PO emulsifier&nbsp; and coffee bean extract, during the storage, had significant influence on the yield value of Katako butter and the addition of RBD PO&nbsp; (p&lt;0.01).&nbsp; Coffee bean extract during the storage had significant influence on the viscosity of Katako butter (p&lt;0.01).&nbsp;&nbsp; &nbsp;Katako butter is a food product which has high nutritive value, and its physical characteristic is similar to butter. The addition of supplementary ingredients in the process of making it is needed to increase the taste and to prolong the duration of its storage. This research used factorial&nbsp; RAL (complete design) consisted of 3 factors and 2 repetitions: RBD PO (R) with the composition of 0% (R0), 0.5% (R1), 1% (R2), and 1.5% (R3), coffee bean extract (K) with the composition of 0% (K0), 0.5% (K1), 1% (K2), and 1.5% (K3), length of storage (T) in 0 week (TO), 2 weeks (T2), 4 weeks (T3), the 6th week (T4), the 8th week (T5), and the 10th week (T6). The observed parameter was yield value, viscosity, and hedonic test. The gathered data were analyzed and followed by Duncan Multiple Range Test (DMRT) when the result had significant disparity The result of the research showed that RBD PO emulsifier and coffee bean extract during the storage had significant influence (p&lt;0.01) on yield value of Katako butter, and the addition of RBD PO and coffee bean extract during the storage had significant influence (p&lt;0.01) on the viscosity of Katako butter. Flavor (Taste, Aroma, Texture).</em></p> Martos Havena ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/632 Tue, 29 Oct 2019 11:00:29 +0000 Business Excellence Practices in Brunei Darussalam Halal Industry https://journal.pancabudi.ac.id/index.php/ihce/article/view/633 <p><em>Over the past decades, the pursuit of business life has developed to excel in every aspect to gain competitive advantage. Since its inception, Business Excellence (BE) has assisted organizations to manage and review seven dimensions, which are leadership, planning, information, customer, people, process and results, all of which relate to sustainability. In addition, many organizations benchmark themselves against similar organizations to compare these seven dimensions. They are able to accelerate the process of change because they can refer to models from other organizations in guiding their changes. It is important to identify the best practices and industrial capabilities of halal products to penetrate the global halal market. Indeed, the halal industry in Brunei Darussalam is still worth to be examined at this point. This paper highlight the effect of using BE to help organizations to identify more opportunities and manage changes, which include training and educating existing employees. The research finds that the halal industries of Brunei Darussalam practice BE has a positive and significant effect on competitive advantages. The competitive advantages of the industries of Brunei Darussalam come from the proper utilization of ‘information’ and ‘people’. Through the seven key measures, BE could potentially create greater benefit and impact. The challenges are to increase the businesses’ capacity with significant collaboration between agencies, industries, and universities in both countries.</em></p> Nor Surilawana Sulaiman ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/633 Tue, 29 Oct 2019 11:27:11 +0000 Education Process Form Of The Early Children's Achievement In The Family Environment As The Efforts To Overcome The Youth Level https://journal.pancabudi.ac.id/index.php/ihce/article/view/634 <p><em>Family education is the first and foremost education for children before getting to know the wider community environment. Family is the main laying environment in the effort to form children morals. Education in the family should have started from the selection of a mate who will form a family consisting of husband, wife and children. With the formation of a family, the important role that is carried out by parents is to make the house the best place of education that neglects and applies moral values ​​based on the Qur'an and Hadith Rasulullah SAW.Thus, for children to have morals in accordance with Islamic Shari'a and to avoid akahlak violations, it is very important to have Islamic moral values ​​from pre-birth to birth to children in the family. The family environment is a place where children are raised and is the first environment for children to live that can affect the growth and development of the soul and experience of children. To achieve Islamic morality, the initial step taken by parents is to instill in children the values ​​of faith, practice worship to respect each other in the family so that children will have strong khlak funds. The process of education of moral values ​​to early childhood, by introducing kalimah thoyyibah, religious values ​​relating to kaimanan, morality, polite speech, syar'i dress, getting along well, and others. Thus, the education obtained by children in the family becomes the foundation for children to live life in the future that can form morals in accordance with Islamic sharia so that they can fortify themselves from juvenile delinquency.</em></p> Bahtiar Siregar ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/634 Tue, 29 Oct 2019 12:03:26 +0000 The Study of Halal Insurance https://journal.pancabudi.ac.id/index.php/ihce/article/view/635 <p><em>The study of the Halal Insurance examines the literature on Islam-related insurance. Halal insurance is to protect each other, please help among a number of people/parties through investment in the form of assets or tabarru’ which gives the pattern of returns to face certain risks through contract (the Alliance) that in accordance with the Sharia. There are many differences between sharia insurance with conventional insurance in terms of the concept, the elements of gharar, maisir and usury, Syariah Supervisory Board, Akkad, the handling of risks, fund management, investment fund, ownership, source of payment claims, and advantage. The goal of insurance halal is more directed toward the mission of aqidah, worship, iqtishodi (economy) and the empowerment of the people. The principle used in Islamic insurance is the principle of unity, justice, help each other, mandate, mutual pleasure, avoid gharar, maisir and usury. The type of income in the Insurance Fund’s income consists of halal tabarru’ and the company’s revenue.</em></p> Hernawaty ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/635 Tue, 29 Oct 2019 16:59:26 +0000 The Role Of Parents In Educating Women's Children Based On Islamic Perspectives https://journal.pancabudi.ac.id/index.php/ihce/article/view/636 <p><em>Having a daughter is a test for parents, one day it can be a gift and can be a disaster. When parents manage to educate their daughters so well that they grow up to be devout, devout and guarding Muslim women, that's when it becomes the most beautiful gift for their parents. However, if parents fail to educate their daughters, it will eventually bring disgrace to the family. For this reason, every parent needs to pay more attention to his daughter, preparing the best education method according to the advice of the Prophet Muhammad. The low role of parents in educating girls in accordance with Islamic education has found many challenges and obstacles that must be faced by girls today. Of course it really needs the role of parents in educating girls in this day and age. The role of parents in educating girls in today's age faces challenges such as teaching knowledge about menstruation, teaching the obligation to use hijab, and adab in association. However, many girls are affected by western culture so they do not pay attention to their obligations in how to dress and socialize in accordance with Islamic law.</em></p> Rika Widya ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/636 Tue, 29 Oct 2019 17:20:54 +0000 Character Education In Early Age Children Based On Islamic Views And Teaching Of Rasulullallah SAW https://journal.pancabudi.ac.id/index.php/ihce/article/view/637 <p><em>Often we hear news, see children's behavioral events or behavior that violates modesty values, deviant behavior increasingly heard everywhere, moral behavior and immorality increasingly become mass media coverage and electronic media, as noted in the National Commission on Child Protection, a 9-year-old child who is a victim of her mother's violence, and so on. While children's lives at this time cannot be separated from science and technology, creativity and social activities. This has become relevant for implementing character education for early childhood in accordance with Islamic views and the teachings of Rasulaallah SAW. </em><em>In order to realize good character education in early childhood, schools need to instill social norm values ​​through every activity in school. One way that can be done to shape the character of students is through religious education, one of which is Islam. Through religious education and include examples of good examples of the Prophet Muhammad SAW, early childhood does not only learn the rules of religion but also covers the overall values ​​and norms in society. Islam, which is a perfect religion and an example of the example of Rasulallallah SAW, has fully given human demands, not only in matters of worship but also in the activities of fellow human beings.</em></p> Rita Nofianti ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/637 Tue, 29 Oct 2019 18:06:05 +0000 Impact of Halal Food on Early Childhood Intelligence https://journal.pancabudi.ac.id/index.php/ihce/article/view/638 <p><em>The most beautiful gift that is entrusted from God is the child, the child is the mandate and hope of parents, Religion and Nation. The education of children that was first obtained from the family environment to be fostered, was educated to be a healthy and intelligent future generation. In the family environment children should be given halal and healthy food to support their growth and intelligence. In order to support the development of children's intelligence parents need to know and pay attention to the halal food of children. The kinds of food and drinks greatly affect intelligence. Food consumed will produce the energy needed to carry out daily activities and activities of children. Because the normal activities of a child and an adult are very different.&nbsp;Child development in the golden age is very rapid as well as its energy needs every day is different from adults. the activeness of children aged 4-6 years is very fast, the tendency to be more active cannot be silent, therefore it requires a lot of energy that must be absorbed by the child. Smart children can be seen from super activity in every activity of children. Foods that enter many kinds, but need to be aware that what is needed by the child's body to help his intelligence, especially from the food he consumes, of course the types of food and beverages that have good or halal value, in this case the following exposure will provide the right answer. From food consumed greatly affects the intelligence of a child, especially children at the age of 4-6 years or the golden age, the development of which is in desperate need of nutritional intake as a helper in the development process so that children can grow healthy physically and mentally.</em></p> Salma Rozana ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/638 Tue, 05 Nov 2019 11:29:01 +0000 Law Enforcement Against The Collateral Provisions Halal Products In Medan https://journal.pancabudi.ac.id/index.php/ihce/article/view/639 <p><em>The purpose of this research was to know and understand the sense of the importance of halal products for Muslims in Indonesia in particular communities of Medan North Sumatra, Act No. 33 Year 2014 about Halal Products Warranty (JPH) is the legal instrument that provide protection and ensure the public in consuming and using the product kosher. Organizing the JPH aims to provide comfort, security, safety and certainty of availability of kosher products in consuming and using products and increase the added value to the perpetrators of the attempt to produce and sell halal products. Approach the problem in this research use the juridical normative approach and empirical as juridical support with data collection through the study of librarianship and field/(Library research and field research) research results indicate that Law enforcement efforts against the offender offenders UUJPH yet seemed, if anything it looks like not published, This should be accessible to the public as a form of transparent in law enforcement related implementation of UUJPH saw the condition of this legal uncertainty consumers will always felt was – was about the products they use, given the the scope of the subject UUJPH includes the Government, the businessmen and the community, so that the necessary thoroughness and accuracy in execution JPH. North Sumatra city of Medan or currently is one of the cities that will become an icon of the region that have the assurance of Halal Products via a draft local regulations (Ranperda)) about the supervision Halal Products and guarantees and hygienic.</em> <em>.&nbsp; But until recently Ranperda that is already designed and is rumored to have already completed never ratified, it does bring up a question mark for the public about the legal certainty and the rule of law in Indonesia, given the large number of agencies involved within the scope of this very UUJPH gives opportunities to the onset of attraction – attracting interest among one another, this needs to be anticipated as a form of law enforcement that are not sharply down but blunt up, so that the community can entrust the management of the thing which is very sensitive to stakeholders as their representative.</em></p> Fitri Rafianti ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/639 Tue, 05 Nov 2019 11:31:15 +0000 Halal Concept About Entertainment In The World Of Tourism (Halal and Haram Studies In Yusuf Al-Qaradhawi’s Perspective) https://journal.pancabudi.ac.id/index.php/ihce/article/view/640 <p><em>The community is always spoiled with a variety of entertainment. This can be seen in big cities. All forms of entertainment facilities are available, start shopping casually, there are magnificent malls everywhere. For those who like to watch the latest films, many can come to the cinema. Or want to listen to music, they go to cafes or other places. Entertainment is also presented at home. There is a set of advanced technologies that are ready to serve the needs of their owners. All of that can bring pleasure and joy. Therefore, almost all entertainment facilities are rarely quiet. No wonder the entertainment industry continues to compete to provide new products to attract public attention. Muslims are not spared from this phenomenon. Indeed, seeking entertainment and joy has been attached to the people since the beginning of the birth of Islam. According to Yusuf Al-Qaradawi, at the time of the Prophet Muhammad, hearing poetry, music or playing became a part of life. Joy is not taboo in Islam. At that time the people did not just undergo a routine of worship. They also carry out activities that bring joy. The Prophet himself is not a rigid figure. He is very much in love with joy and anything that can bring joy to it.</em></p> Fuji Rahmadi P ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/640 Tue, 05 Nov 2019 00:00:00 +0000 Halal Wellness Spa Services Standard In Thailand: Development And Challenges https://journal.pancabudi.ac.id/index.php/ihce/article/view/641 <p><em>The need for Halal standards in various emerging industries is a pressing issue in global Halal business. In Halal food industry, significant efforts to harmonise Halal food standards have been going on to nurture the growth of the industry worldwide. Within tourism industry, Halal hotel, restaurant or kitchen, and some other halal standards have been developed and implemented in many countries. To the best of our knowledge, no standard for Halal wellness spa services (Halal spa hereafter) has been developed. This article will therefore discuss the efforts to develop Halal spa services standard in Thailand a country that sees the increase in revenue from this industry. In particular, the current study shall examine the role of various stakeholders in spa and massage industry in the process of the development of Halal spa services standard and describe some important components of the proposed standard. More importantly, the study will highlight key challenges in developing the standard and implement them in the context of Thailand and propose workable solution to the issues. The findings in this study show that various stakeholders have been involved in the drafting process of Halal spa services standard. The standard contains basic criteria and requirements of traditional spa with some additional religious requirements to ensure that the spa services conform Islamic law. Lack of awareness and understanding among stakeholders and lack of qualified human resource at Islamic organisations are the main issues. Various training, promotional and communicational activities need to be done to rectify the problems. The findings in this study will not only contribute to the literature on Halal standard for spa, but does also pave the way for the expansion of Halal industry in Muslim and non-Muslim countries alike.</em></p> Tawat Noipom ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/641 Tue, 05 Nov 2019 14:37:03 +0000 The Concept Of Early Childhood Education According To Al-Ghazali https://journal.pancabudi.ac.id/index.php/ihce/article/view/642 <p><em>Islamic education can be interpreted as guidance toward spiritual growth and physical fitness according to the teachings of Islam with wisdom direct, teach, train, nurture and supervise the introduction of all Islamic teachings it contains notions of effort affect the soul of the student through the process of sake-level a notch towards the goals set forth, namely &nbsp;instill piety and morals as well as uphold the truth so that the resulting human berpribadi and virtuous according the teachings of Islam. The child is a mandate in the hands of both his parents, his heart is clean is the precious gems, innocent and free from all kinds of engravings and descriptions. Children born in pemeliharaanorangtua and raised in the family. Parents without any ruling directly shoulder the task as educators, both are as keepers, as a caregiver, as a supervisor, as a builder or as a teacher and leader against his sons. Education is an important thing that should not be missing from our attention to it. This activity is the effort of generation-next generation solid efforts on people holding his loyalties as a living creature to his Lord. To achieve that goal it takes a form of a learning methodology that leads directly on the formation of a loyal personal religion and the theologically and humanist.&nbsp; This study aims, to do penganalisaan on various aspects of early childhood education, especially in Islamic education studies or approaches, as well as to know the concept of early childhood education in the perspective of Islamic education.&nbsp;&nbsp; A concept offered by Al-Ghazali that starts from the formation of the morals of al-kariimah in a child's learning system as the basis for the formation of a strong believer ' ilman, jisman and spiritually.</em></p> Tumiran ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/642 Tue, 05 Nov 2019 14:51:07 +0000 Review Of Islamic Maqashid On The Change From Wage Status To Debt Based On Constitutional Court Decision No. 72/PUU-XIII/2015 https://journal.pancabudi.ac.id/index.php/ihce/article/view/643 <p><em>The Wage laws in Indonesia need to be ratified. Law No. 13 of 2003 &nbsp;concerning Indonesian labor law as fundamental. In article 90 (paragraph)&nbsp; 2 &nbsp;stated that regulates the suspension of minimum wages causing polemic until the submission of a judicial review to the Constitutional Court, with the outcome of decision No. 72/PUU/XIII/2015.</em> <em>This research analyzes&nbsp;the epistemological foundation of the Constitutional Court Decision. The verdict states that the employer has a debt to the employer for the deferral of minimum wage.</em> <em>This type of research is Juridical Normative, using library materials as primary material. Using the Historical Approach and the Legislative Approach. Then using the Maqashid Shariah as his analysis.</em> <em>It can be concluded that Constitutional Court Decision No 72/PUU/XIII/2015 is the best win-win solution. The most important epistemological foundation is jurisprudence, namely Constitutional Court Decision No. 61/PUU/XIII/2010. Based on the perfective Maqashid Shariah the ruling is appropriate, the Maslahah contained greater than the Mafsadah. And it is included in the level of Dhoruriyah and is a form of Hifdzu mall (protecting property) and Hifdzu nasfs (protecting the soul). So that this final decision both in social reason and&nbsp; Maqashid test is the right decision. With the interests of each party has been accommodated, the entrepreneur can still do deferral and workers/laborers still get their rights pending, Currently, its how to application expected to the maximum in the work world.</em></p> Siti Nurhayati ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/643 Tue, 05 Nov 2019 15:42:41 +0000 The Human Rights In Islamic Perspective https://journal.pancabudi.ac.id/index.php/ihce/article/view/645 <p><em>The concept of human rights that naturally appear on abd-17th as a defense force of absolute power. The results of the movement influenced by Rousseau and others this is an amalgamation of various human rights tercanangkan on some of Constitution of the various countries and finally embodied in the Universal Declaration of Human Rights (UDHR) by the United Nations on January 10, 1948. Human rights (human rights) is not a new term in contemporary society. Today the community is getting familiar with those terms. Good community top level or lower level began to familiar problems to discuss human rights. The media to be one of the factors the more familiar term. The human rights recognized in the various Abrahamic religion although with different terms, is no exception. Islam strongly upholds the rights of every human being, though in practice there are sufficient differences between the striking HUMAN RIGHTS according to Islam and human rights according to the West. The differences are sometimes be polemic and become material for attacking Muslims. Although in reality the difference is not a great problem, since it Islam in Holy Book with clear respect for human rights.</em></p> Zulfi Imran ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/645 Wed, 06 Nov 2019 09:59:15 +0000 Halalan Tayyiban Products in Al-Qur’an: The Conceptual Framework in Developing Contemporary Halal Industrial Products for Global Reach https://journal.pancabudi.ac.id/index.php/ihce/article/view/646 <p><em>Al-Qur’an, the Holy book and </em><em>the word of Allah (s.w.t), had been revealed to the Prophet Muhammad (s.a.w) through angel Jibril (a.s) and transmitted from one generation to others by way of Mutawatir. It is concise and precise in nature and regarded as a miracle of Allah (s.w.t) to the Prophet Muhammad, the last of His Messenger, and </em><em>getting reward by reciting and understanding the Qur’an. It had been revealed in both Mecca and Madina in a certain period of time in Arabic and contains 114 chapters. This paper is an attempt to understand the role of the Qur’an as the source of knowledge with special focus to its role in establishing a conceptual framework in developing contemporary halal products for global reach. To fulfill this aim, interpretation, and highlighting selected verses</em><em>&nbsp;of the Qur’an relating to halalan Tayyiban </em><em>and its application to halal industry will be made. It is found that al-Quran is the primary source for halalan Tayyiban products in line with the command of the Qur’an that human being has to nourish himself with Qur’anic knowledge</em><em>&nbsp;by means of reading, writing, thinking, searching and educating himself through reflection over the wonderful creation of Allah (s.w.t).</em></p> Nurdeng Deuraseh ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/646 Wed, 06 Nov 2019 10:27:39 +0000 Effect of Return On Assets (ROA), Capital Adequacy Ratio (CAR), Loan To Deposit Ratio (LDR) Against SUKUK Prices In Islamic Banks In Indonesia https://journal.pancabudi.ac.id/index.php/ihce/article/view/647 <p><em>This study aims to analyze the effect of Return on Assets (ROA), Capital Adequacy Ratio (CAR), Loan To Deposit Ratio (LDR) to the prices of sukuk (sharia bonds) Islamic banks in Indonesia. This study is expected to explain that there is an increase in the performance of Islamic banks in Indonesia, namely liquidity ratios, profitability and stability with the existence of sukuk funds. The Action Plan carried out on each evaluation strategy begins by defining a series of theoretical concepts, relevant levels of analysis, and measurable indicators. The dependent variable of this study is the price of sukuk (Islamic bonds) and the independent variables of this study are Return On Assets (ROA), Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR). The data analysis model uses multiple linear regression (multiple linear regression method). Observation of the data used is the data of these variables in the last 10 years, in 2006-2015. Data is obtained from Bank Indonesia. The analysis was carried out with the help of SPSS software (Statistical Package Social Science). The results of this study prove that simultaneously Return On Assets (ROA), Capital Adequacy Ratio (CAR), Loan To Deposit Ratio (LDR) affect the price of sukuk (sharia bonds) Islamic banks in Indonesia. The partial test results prove that the Return On Assets (ROA) does not affect the price of sukuk (Islamic bonds) in Islamic Banks in Indonesia. Capital Adequacy Ratio (CAR) affects the price of sukuk (Islamic bonds) Islamic banks in Indonesia. The Loan To Deposit Ratio (LDR) affects the price of sukuk (Islamic bonds) in Islamic banks in Indonesia.</em></p> Surya Asih ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/647 Thu, 07 Nov 2019 09:08:16 +0000 The Concept Of Maslahah Mursalah According To Ash-Syatibi In Islamic Law https://journal.pancabudi.ac.id/index.php/ihce/article/view/666 <p><em>The problem is one of theses mursalah Islamic law that is still disputed by scholars of Fiqh.&nbsp; This is the proposition mursalah Maslahah to assign a new issue that has not been mentioned explicitly in the primary sources, the Qur'an and as-Sunnah, either accepted or rejected. This paper discusses the application of the method of maslahah mursalah in determination of an Islamic law.&nbsp; Writing review thought sy-Syâtibî, which defines the maslahah mursalah is maslahah found on new cases that are not designated by certain nash but he conceived the benefit which coincided (al-munâsib) with action syara '.&nbsp;&nbsp; The concept of action (tasharrufât) syara ' in this regard should not be supported with specific evidence for standalone and pointed at the maslahah group basis but can benefit for sure (qat'î). New problems that there has not been confirmation, either permitted or denied, and contain the benefit that was decided by maslahah mursalah is related to issues of muamalat pertaining to worship instead.&nbsp; The use of maslahah mursalah as evidence for the determination of the law just for the needs of the nature dharûrî and hâjî.&nbsp; Determine the benefit of an action that would later be made the basis of consideration in the Canon of maslahah mursalah can use its full potential.&nbsp;&nbsp;&nbsp; This mursalah maslahah resting on the benefit.&nbsp; Observing the main postulate basis maslahah mursalah, then found out about the theory of inevitability into a benefit in the use of maslahah mursalah as evidence Islamic law.&nbsp; Many scholars of Fiqh in the proposal that are trying to develop the concept of maslahah mursalah. Among the scholars of Fiqh proposal is Al-Syâtibî.</em></p> Sakban Lubis ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/666 Wed, 20 Nov 2019 10:38:16 +0000 Islamic Language Effects On Interests For Buying Communities In Choosing Cosmetic Products https://journal.pancabudi.ac.id/index.php/ihce/article/view/667 <p><em>Language development is increasing rapidly every year, language is an attraction for companies to attract selling power, one of them is by using a foreign language. In its development, Islamic society is increasingly concerned in choosing products, brand language is a determining factor for people who want to try new cosmetic products. This study reveals the influence of attitudes that have an impact on people's buying interest in Islamic-speaking products, in this study the object of his research was wardah cosmetics. Wardah comes from Arabic, therefore it is known that the impact of Islamic language has a positive and significant effect on consumer decisions in purchasing wardah products. This research is quantitative research, The number of samples was 92 respondents who were students of the Panca Budi Development University Accounting Department.&nbsp; The analysis technique used is multiple regression methods and hypothesis testing using the F test and t test. The results of the study show that Islamic Language has a positive effect on interest in Purchasing. and the variable that has the most dominant influence on purchasing decisions is the variable brand in Arabic. From this study obtained R2 value of 0.724, it means that 72% of Purchase Decision variables can be explained by the independent variable, Islamic Language. The value of 28% is explained by other variables outside the equation.</em></p> Rusyda Nazhirah Yunus ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/667 Wed, 20 Nov 2019 10:57:31 +0000 A Study And Preservation Of Islamic Philosophical Values In Dakwah Muhammadiyah Building In Medan https://journal.pancabudi.ac.id/index.php/ihce/article/view/668 <p><em>Muhammadiyah Da'wah Building is the center of religious activities and the meeting of the people of Kemuhamadiyahan as a community organization. The building is a building facade ornament, floor plan and interior deviation.&nbsp; Using the foundation of the Qur'an and Hadith or beyond the context of both as a basis in designing the building of Da'wah as an inheritance in Islam. This pene Litian aims to interpret and implement the philosophical values of the architecture. The method used is describing philosophical values and explaining in qualitative analysis based on the Qur'an and hadith. The results of the analysis can be poured into the design and physical shape of the building. Because the functional approach is more needed by the user in activity in a room. The products of Islamic architecture are not only functional but in accordance with the guidelines of Islamic teachings, because this is based on the thought that Muslim beliefs in its teaching can affect the way Muslims build and utilize their architectural products (Omer 2009). The conclusion gained from this study was that the preservation of values in philosophical Islamic teachings could be applied to the building. This can be seen from the engineering that is interpreted in the form and form of architecture in the Muhammadiyah building in Medan.</em></p> Novalinda ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/668 Wed, 20 Nov 2019 11:08:55 +0000 Analysis Of Islamic Work Ethics On Employee Satisfaction And Performance Of Employees In Indonesian Banks https://journal.pancabudi.ac.id/index.php/ihce/article/view/669 <p><em>The purpose of this study was to obtain empirical evidence of the analysis of the influence of Islamic work ethics on job satisfaction and employee performance at the Medan Branch Office of Bank Rakyat Indonesia Syariah. The population of this study was all employees of PT Bank Rakyat Indonesia Syariah Medan branch office. The number of samples of employees of PT Bank Rakyat Indonesia Syariah Branch Office Medan as many as 83 people. Data analysis method used in this study using structural equation modeling. The results of this study indicate that Islamic work ethics have a positive effect on job satisfaction of employees of Bank Rakyat Indonesia Syariah is accepted. The test results show that the value of C.R is 2.769&gt; 1.96 with a probability of 0.006 &lt;0.05. Then it can be concluded that Islamic work ethics have a positive effect on employee job satisfaction in Bank Rakyat Indonesia Syariah, then Islamic work ethics have a positive effect on employee performance Bank Rakyat Indonesia Syariah is accepted. The test results show that the value of C.R is 3.436&gt; 1.96 with a probability of 0.001 &lt;0.05. Then it can be concluded that Islamic work ethics have a positive effect on employee job satisfaction at Bank Rakyat Indonesia Syariah. And it can be shown that Islamic work ethics has an effect of 33.2% on job satisfaction and Islamic work ethics has an effect of 40.7% on employee performance.</em></p> Abdi Setiawan ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/669 Wed, 20 Nov 2019 11:40:44 +0000 Syari'ah Business Management Model: Case Study of Small and Medium Industries (IKM) inTanjung Balai https://journal.pancabudi.ac.id/index.php/ihce/article/view/707 <p><em>The syari'ah business management model is an interesting theme as its development continues to increase. There are 3 (three) developing models: 1) Sole proprietorships, 2) Partnership, and 3) Muḍarabah, a form of cooperation in which the owner of the capital (Shahibul mal) entrusts a certain amount of capital to the manager (muḍarib) with an agreement at the beginning. This paper analyzes the shari'ah business management model developed by the Small and Medium Industries (IKM) as a business unit with shari'ah principles financing. The number of business units can affect the business management model that is applied, and the management model can affect the results of the business being run. By using qualitative descriptive analysis method, this study found that Small and Medium Industries (IKM) use several business models in accordance with the type of business being carried out, namely single ownership and partnership as well as a combination of both models. The results of the study show that comparative analysis in the application of Sharia business models is almost the same in Small and Medium Industries (IKM). First, IKM uses several business models, according to the type of business being run. That is, the type and type of business that is run influences the business model that is applied. But there is one concept that is used as a foundation in doing business, that is, SMIs are not merely profit-oriented, but there is also a benefit value. Some variations of business models applied by IKM, namely: 1) Sole proprietorship. Second, the business management model implemented by the company can determine the success of a business / business. Therefore it is very important for SMIs to pay attention to the management model of their business.</em></p> Samrin ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/707 Mon, 09 Dec 2019 11:54:10 +0000 Stock Investment in Islamic Perspective https://journal.pancabudi.ac.id/index.php/ihce/article/view/750 <p>The economic development of a country cannot be separated from the development of the capital market with stock investment. The advancement of science and technology has had a positive impact on many aspects, especially in the financial aspects that aim to make ends meet by making much investment. Investment is a commitment to several funds or other resources that are carried out at present with the expectation of future profits. Islamic economics requires halal economic activities, both products that become objects, how they are acquired, and how they are used. Islamic economics aims to fulfill the needs of humans in the world and life after death. Also, the principle of Islamic investment must also be carried out without coercion, fairness and the transaction rests on production and services activities that are not prohibited by Islam, including free manipulation and speculation.</p> Fitri Yani Panggabean ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/750 Thu, 02 Jan 2020 17:07:32 +0000 Analysis of Application of Law No. 33 of 2014 Concerning Guaranteed Halal Products on the Policies of the Regional Government of Medan City https://journal.pancabudi.ac.id/index.php/ihce/article/view/751 <p><em>After even 5 years of ratification, the Law of Act No. 33 of 2014 concerning Guaranteed Halal Products need to analyze the application of these rules in the regions. Not only in the regions, but the implementation of the implementing rules of this provision has not yet been issued by the government regarding the implementation of the protection of halal products. In Indonesia, halal product certification is carried out by the Indonesian MUI which is requested by producers based on the Fatwa of the MUI. There needs to be involvement of the State in the halal certification process, because the status of the Indonesian MUI is not a state institution or government organ, but it can be given public authority to carry out certain functions under the law. The formulation of the problem is how the application of Law No. 33 of 2014 concerning Guaranteed Halal Products on the Policies of the Regional Government of Medan City. This study is a normative juridical study of the application of legal norms to Law No. 33 of 2014 concerning Guaranteed Halal Products in the Regional Policy of Medan City. The Medan City Government has not made a policy regarding guarantee of halal products in the City of Medan through Regional Regulations and Mayor Regulations in terms of guaranteeing every halal product marketed in the community. Asking the Medan City Government must play an active role in realizing the guarantee of halal products by establishing regional regulations that regulate the guarantee of halal products in Medan in order to realize the guarantee of halal products in the city of Medan.</em></p> Surya Nita ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/751 Thu, 02 Jan 2020 17:22:19 +0000 The Halalan Toyyibah Concept In The Al-Qur'an Perspective And Its Application With Food Products In Indonesia https://journal.pancabudi.ac.id/index.php/ihce/article/view/752 <p>The Qur'an provides information that food for humans and animals is already available on Earth but requires effort before being eaten. In addition, people are told to eat food that is lawful and good (Toyib) with no excess, or exceeding limits. Halal in terms of searching, picking and collecting it, and not in an illegal way. Q.S. Al-Baqarah (2): 168 explains: "O mankind, eat from whatever is on earth [that is] lawful and good and do not follow the footsteps of Satan. Indeed, he is to you a clear enemy.”. With regard to the food that is "Halalan Toyyiban" (halal and good) which have been mentioned above, it is also mentioned in Q.S. Al-Maidah (5): 88 as follows:<em> "And eat of what Allah has provided for you [which is] lawful and good. And fear Allah, in whom you are believers.” </em>In that verse Allah commands to eat the halal and good sustenances which He has given. What is meant by "halal" in this verse is synonymous with the meaning mentioned in verse 168 of Al-Baqarah, i.e. halal things and halal ways of obtaining them. Whereas "thayyib" (good) is in terms of its usefulness which are: beneficial to the body, contains nutrients, vitamins, proteins and others that suit the needs of a person's body. Because, the food which is bad or is forbidden, if consumed, will damage the health, such as eating up food that has expired, contains formalin, or contains toxins and others. What has become today's issue is that many products that circulate in the community has been categorized as “halal”, yet they have a bad impact on human health, such as instant noodles, supplements, condiments, sweetened condensed milk with different brands and varieties. People are confused and doubtful about the halal standards issued by MUI, meanwhile the Halal Products categorized are products that have been declared halal in accordance with Islamic law (UUJPH No 33 Year 2014) and this Law also limits any category of products, that Products are goods and / or services related to food, drink, medicine, cosmetics, chemical products, biological products, genetic engineering products, and consumables, used, or utilized by the public. Differences in the principle of producing a standardized halalan toyyibah products result in the absence of super strict supervision and extra careful on halal certification will impact the wider community in relation to physical and psychological health. This research is expected to be able to compare the two sides of the halal concept in the perspective of Law (UU), Shari'ah and from Nutrition Science, so that there will be clear conclusions about how the shari'ah desires the concept of food that is halalan toyyibah to be.</p> Irma Fatmawati ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/752 Fri, 03 Jan 2020 11:00:03 +0000 Hybrid Power Plant Solar and Wind Power As An Alternative Source In Facing the Fossil Energy Crisis in Sumatera https://journal.pancabudi.ac.id/index.php/ihce/article/view/554 <p><em>Indonesia's primary energy consumption is dominated by oil, gas and coal. The use of fossil fuels for conventional plants </em><em>continiously</em><em> will have a serious impact on Indonesia's electricity system. </em><em>By developing</em><em> consumption </em><em>rapidly,</em><em> it is estimated that without </em><em>rewenable</em><em> energy resources and energy efficiency efforts, Indonesia can become an importer of pure oil </em><em>soon</em><em>. To reduce</em> <em>fossil fuels</em><em> consumtion</em><em>, especially for electricity </em><em>power </em><em>generation, the use of environmentally friendly renewable energy must optimized by utilizing the potential of wind and sun as a renewable energy source for rural electrification. </em><em>The use</em><em> of the season is very helpful in production hybrid energy, which during the dry season, the sun will play </em><em>important</em><em> role, whereas in the rainy season the wind will have more role in producing a source of electrical energy. Both of these energy sources aim to comple</em><em>te</em><em> each other in optimizing the electricity produced. The concept of a combination or hybrid between solar panels and vertical axis wind tubrine will greatly help accelerate energy charging into battery storage rather than wind and solar energy made separately. From the measurements</em><em> result</em><em> of 100wp solar panels and vertical type wind turbines with low rpm &lt;300 which have been combined can produce 700 watts of electricity, which </em><em>using</em><em> such power can turn on electricity in one house.</em></p> Zuraidah Tharo ##submission.copyrightStatement## https://journal.pancabudi.ac.id/index.php/ihce/article/view/554 Wed, 21 Aug 2019 00:00:00 +0000