HOW FINTECH CONDITIONS IN INDONESIA DURING THE COVID-19 PANDEMIC?
Keywords:
FinTech, covid-19, e-money, RTGSAbstract
This study aims to see how the FinTech financial services industry's condition during the COVID-19 pandemic in Indonesia in a quantitative descriptive manner. E-money transactions, ATM/debit cards, credit cards, turnaround clearing, and RTGS transactions focus on our observations. Limited mobility during the COVID-19 pandemic and the large-scale social restrictions (PSBB) policy has increased electronic money payment transactions. In contrast to clearing turnover and RTGS transactions, they showed a downward trend; however, since the 'new normal' began in June, turnover in clearing and RTGS transactions improved.
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References
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https://finansial.bisnis.com/read/20200505/563/1236689/ada-corona-permintaanpinjaman-produktif-fintech-justru-naik.
Financial Stability Board (2017). Financial Stability Implications from Fintech: Supervisory
and Regulatory Issues that Merit Authorities’ Attention. Financ. Stab. Board.
D. W. Arner, J. N. Barberis, and R. P. Buckley (2015).The Evolution of Fintech: A New
Post-Crisis Paradigm?. SSRN Electron. J., doi: 10.2139/ssrn.2676553
B. S. Bernanke(2013). Financial Innovation and Consumer Protection.Washington, D.C.,
2009.
J. de Haan, S. Oosterloo, and D. Schoenmaker. (2012). Financial Markets and Institutions.
Gugus Tugas Percepatan Penanganan COVID-19, “Data Sebaran Covid-19,” Data Sebaran, 2020.
A. Fadila (2020). Industri fintech mulai terdampak corona, begini strategi yang dilakukan
Aftech. https://keuangan.kontan.co.id/news/industri-fintech-mulai-terdampak-coronabegini-strategi-yang-dilakukan-aftech.
https://keuangan.kontan.co.id/news/industri-fintech-mulai-terdampak-corona-begini-strategiyang-dilakukan-aftech.
https://finansial.bisnis.com/read/20200505/563/1236689/ada-corona-permintaan-pinjamanproduktif-fintech-justru-naik.
D. Awrey, “Toward a supply-side theory of financial innovation,” J. Comp. Econ, doi: 10.1016/j.jce.2013.03.011.
Bank Indonesia, “Uang Elektronik - Bank Sentral Republik Indonesia,” Bank sentral republik Indonesia, 2009
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Published
2020-12-05
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